"Why No Thanks"
Our society has slowly evolved into the "Sense of Entitlement" generation. Perhaps in all fairness, there has always been a sense of entitlement in man--dating back to the Garden of Eden. Why if everything was created for man---then we are entitled to reap the benefits whenever and where ever the desire pops into our head.
Social Security is a prime example of entitlement. How many times did I hear a client say "It's about time they paid me back all that money I paid in!" The truth is in most cases we draw FAR more than we EVER paid in. Doubt me?
For instance if you made a $100,000 per year (that's stretching it-BIGTIME) for 40 years (another stretch) and paid the social security tax of 6.2% on ALL of it (another stretch), you will pay in $248,000 If you draw at 66, you will receive $31,956 per year, but if you wait until 70, you will draw $42,012. I believe it becomes crystal clear within less than eight years--you will have received everything you paid in. BUT in fairness, I will add you employers matching portion of $248,000, you will then draw all this amount in less than sixteen years. BUT we have this sense of entitlement--that we are due a monthly check for twenty years or more-- until we die and then our widow draws on our account the same amount until they die, because we paid in our fair share. Keep in mind how liberal I have been with your earnings---if you earned less-this means you draw what you paid in FAR quicker.
For all you who glazed over the first fact in, suffice it to say--unless you and your spouse are willing to kick the bucket within sixteen years of beginning to draw (fewer years if you earned less than $100,000 over your work life)--we are now on the welfare program named Social Security. FLIES IN OUR FACE--RIGHT--when we hear welfare. What is welfare?
statutory procedure or social effort designed to promote the basic physical and material well-being of people in need.
I promise you there is a need once you discontinue drawing a paycheck.
To avoid a rebelion among the masses, we will leave government programs and address today's youth. Somehow along the path of capitalistic consummerism, every 16 year old new driver believes they are entitled to a new car with the issue of that first license. And we are guaranteed a college education leading to the initial job liberally paying high five figure incomes. It is the entitlement of every American to own a home, drive a car, vacation for two weeks per year, raise and educate 2.3 children, and be happy during the entire process.
We live in a great nation of the free and entitled. With no thought of thankfulness, we take all this for granted and only give a brief acknowledgement of thanks. Why should we be thankful when we have worked hard to get where we are today? None of this came easy---I earned it all.
I daresay those in third world countries work hard--to feed their families at best. They may sit idle--in the heartbreak of no ability to earn a living. And welfare programs--get serious---there is no such thing in most of them. It is a dog eat dog world with no thought of how to get ahead---only worry of how to feed the family today.
Because of the circumstance of birth in our great nation, we are entitled to so much more than those born in third world countries. And since we are entitled---no thanks is necessary--for after all it is our birth right.
NOW---I am preaching to myself--trying to discover why I do not loudly proclaim my thanks to God, so don't be offended. Why if you have this humble sense of thanks, I have not stepped on your toes---so just shake your head and tsk-tsk at me.
And, Lord, forgive my lack of thankfulness and sense of entitlement--when YOU are the creator and giver of all blessings!
I will praise the name of God with song, And shall magnify Him with thanksgiving.